AccessLex Institute d/b/a Access Group and Access Group Education Lending®, (“Access Group” or, the “Company”), a non-profit corporation, maintains this website, www.accessgroup.org (the “Site”), to provide individuals who have Access Group student loans, and Access Group loan investors, with general information about Access Group, with information on third-party loan servicing and collections, and with investor reporting information.
CONTINUING USE OF ACESS GROUP CONTENT ACTS AS YOUR CONSENT
Access, Use and your Warranties and Representations
By using or accessing Access Group Content, you represent, warrant and agree that:
- All information that you provide to the Company in connection with your access to and use of Access Group Content is true, accurate and complete to the best of your knowledge, ability and belief;
- You are a resident of the United States, 18 years of age or older;
- You are using Access Group Content solely for personal, non-commercial use (investor business use permitted);
- You are not using Access Group Content, or any portion thereof, for the benefit of, or at the direction of, a Company competitor;
- You are not using Access Group Content for any unlawful purpose;
- You will not use any robot, spider, scraper or any other automatic or computer-generated device or manual process to monitor or copy Access Group Content, or any portion thereof, without the Company's express written permission;
- You will not use any device, software or routine to interfere or attempt to interfere with the proper working of Access Group Content or any transaction being conducted on the Site or otherwise through the Site or any part thereof;
- You will not take any action to (i) reverse engineer, decompile, or disassemble any content on the Site or that is otherwise available in connection with Access Group Content; (ii) make any attempt to circumvent the technological measure(s) that controls access to or use of the Site content; (iii) store, cache, use, upload, distribute, or sublicense Access Group Content; or (iv) publish or in any other way publicly communicate the results of benchmark tests run on beta or staging environments of the Site (or some other part of Access Group Content) without the prior written permission of the Company.
User Content and Additional Warranties by You
You are solely responsible for your User Content. You represent that you have the right to submit User Content to us and the right to grant us the license described above. You warrant that User Content, and our use thereof, does not and will not infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary or privacy right of any party or individual. You further represent and warrant that you will not share any User Content that is lewd, inappropriate, defamatory, disparaging, inappropriate, discriminatory, obscene, offensive, or grossly disrespectful of others.
License Grant by the Company
If you register for an account to obtain full access to the investor materials available through the Site ("Investor Content"), the Company grants you a non-transferable license to access and use this Investor Content solely for your investor-related business use or as otherwise required by law or your contractual obligations. You may not transmit, copy, display, or otherwise relate any portion of the Investor Content to any other individual, group or company. By using Access Group Content, including Investor Content, you are acquiring no other right to use artwork, designs, trade secrets, trade names, copyrighted materials, trademarks, or service marks of the Company or any of its affiliates, business partners, or agents.
Termination of Company's License
Username and Password
If you register for an account within the Site, you will need to create a username and password to access Investor Content. This may be a multi-step process with several sets of username and password credentials, and/or security questions. You may not share your username and password with anyone, for any reason, with the exception of sharing these credentials with Company employees or representatives in connection with your request for technical support. Additionally, you are responsible for maintaining adequate security measures to ensure that your password and username are kept confidential, and for ensuring that your actions or inactions do not result in a third-party's unauthorized access to the Investor Content or any portion thereof. If, at any time, you learn or suspect that your username and password have been disclosed or otherwise made known to any person other than yourself, you agree to immediately (1) change your password to prevent further unauthorized access to your account; and (2) notify the Company of any breach of security relating to your use of Access Group Content by emailing us at LegalNotices@accesslex.org.
Additionally, you agree that the Company will not be responsible for any damages, whether direct, indirect, incidental, consequential, special, exemplary, punitive or other damages, arising out of, resulting from or relating to any use of your password by a third-party, whether authorized or unauthorized.
The Company reserves the right and may update, revise, and modify Access Group Content from time-to-time and without notice.
Use of Artificial Intelligence Platforms - PROHIBITED
No part of Access Group Content, including Investor Content, may be uploaded to, or otherwise shared by you with any generative artificial intelligence platforms or providers, such as ChatGPT.
Copyright and Trademark Notice
Copyright © 2023 Access Group®. All rights reserved. Access Group Content and all information, marks and logos contained therein is the exclusive property of the Company.
All Access Group Content logos and marks are the trademarks, service marks, and logos of the Company. You may not use, copy, display, distribute, modify or reproduce any of the copyrighted materials or trademarks contained in the Site, except as authorized by the Company in writing in each instance.
Unauthorized use or misuse of copyrighted or licensed Access Group Content, in whole or in part, is a violation of the copyright owners' rights and could subject you and others who are involved to criminal and civil penalties.
Although the Company uses security measures to protect your personal information from unauthorized access and use, no method of electronic transmission or storage is one hundred percent secure. Therefore, your use of Access Group Content, including providing any personal information, is at your own risk and we cannot guarantee that your information will always remain private. You agree that in the event of an unauthorized third-party compromise of our security measures, the Company will not be responsible for any damages, whether actual or consequential, as may result from or relate to such unauthorized access.
You will be responsible for meeting and maintaining the minimum technical requirements in order to access certain features of this Site. Access to this Site may require internet access, for which the Company is not responsible.
The Company does not warrant that the Site, or any portion thereof, will be available and/or functioning properly at all times. You agree not to seek a refund of any payment even if you are unable to access or use the Site, or any portion thereof, on one or more occasions.
DISCLAIMER, LIMITATION OF LIABILITY AND INDEMNIFICATION
BY USING THE SITE, YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR ITS USE BY YOU. THE SITE AND ALL ACCESS GROUP CONTENT AND INFORMATION CONTAINED HEREIN IS PROVIDED "AS IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. THE COMPANY IS NOT RESPONSIBLE FOR THE DELETION OF OR FAILURE TO STORE ANY DATA OR OTHER INFORMATION PROVIDED BY YOU ON THE SITE. THE COMPANY DOES NOT MAKE ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE, NOR DOES THE COMPANY MAKE ANY WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICE. YOUR NEEDS AND REQUIREMENTS MAY BE DIFFERENT DEPENDING ON YOUR PARTICULAR CIRCUMSTANCES AND THE COMPANY DOES NOT GUARANTEE THE APPLICABILITY OR ACCURACY OF INFORMATION PROVIDED IN OR THROUGH ACCESS GROUP CONTENT TO YOUR PARTICULAR CIRCUMSTANCES.
THE COMPANY AND ITS AFFILIATES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO ACCESS GROUP CONTENT OR ANY PART, ASPECT OR COMPONENT THEREOF, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH ACCESS GROUP CONTENT OR ANY PART, ASPECT OR COMPONENT THEREOF IS TO STOP USING ACCESS GROUP CONTENT. IN NO EVENT WILL THE COMPANY'S TOTAL LIABILITY TO YOU EXCEED THE AMOUNTS PAID BY YOU TO PURCHASE ACCESS TO ACCESS GROUP CONTENT.
YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS THE COMPANY AND ITS RESPECTIVE AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS FROM AND AGAINST ALL LOSSES, EXPENSES, DAMAGES AND COSTS, INCLUDING REASONABLE ATTORNEYS' FEES, ARISING OUT OF OR RELATING TO USE OF THE SITE BY YOU OR ANY BY ANY OTHER PERSON USING YOUR NAME AND/OR PASSWORD.
Consent to Application of U.S. Law
Choice of Law and Venue
Changes to Terms
Rev: December 2023